Terms and Conditions of Use

Welcome to creditius.co.za. By accessing and using our website, you agree to comply with and be bound by the following terms and conditions. Please review these terms carefully before using the site. If you do not agree to these terms, you should not continue to use this website.

1. Introduction

Creditius.co.za is provided by SMOY (Business ID 2823017-4) and operates across multiple countries, offering a comparison platform for various lending services and financial products. This website is intended to help you make informed financial decisions but does not constitute financial advice.

2. Eligibility

The services provided on this website are intended for use by individuals who are 18 years or older and residents of South Africa or legally allowed to enter into contracts under South African law.

3. Intellectual Property

The content, organization, graphics, design, compilation, and other matters related to the site are protected under applicable copyrights and intellectual property rights. The use of any content from this website without our express written consent is strictly prohibited.

4. Use of the Website

The website is provided on an "as is" and "as available" basis. Creditius.co.za does not make any representations or warranties of any kind, express or implied, as to the operation of the website or the information, content, materials, or products included on this site.

5. Limitation of Liability

In no event shall Creditius.co.za be liable for any damages whatsoever arising out of the use of or inability to use the website, even if Creditius.co.za has been advised of the possibility of such damages.

6. Third-Party Links

This website may contain links to websites operated by third parties. These links are provided for your convenience only. Creditius.co.za is not responsible for the content or performance of these external websites.

7. Amendments to Terms

Creditius.co.za reserves the right to amend these terms and conditions at any time. All amendments to these terms will be posted on the website and will take effect immediately upon their posting.

8. Governing Law

These terms and conditions shall be governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes relating to these terms and conditions will be subject to the jurisdiction of the courts of South Africa.